Sandra & John
Thanks to all of you for all of your calls, emails and online meetings the past few weeks, there has been a lot of information to process, and we did some hard thinking over the weekend.
We’ve come to a decision, and have decided to consolidate our position using the two properties you’ve helped us purchase.
They are fantastic properties, and we’re very grateful for your expertise in helping us secure these places, which will help us maintain a very comfortable living in what we hope will be a long and happy retirement.
It wasn’t an easy decision, and John has done lots of number crunching and scenario building, and we’ve come to the same conclusion that you have all pointed out, that the third property is “icing on the cake” and not having the third property will minimise risk around debt in retirement.
We also hugely appreciate the openness and integrity that the entire team has shown in looking out for our interests, highlighting the pros, cons and risks, so we could make an informed decision.